2017 Tips on making new year resolutions that work

Well, that 2016 went by quickly and somewhat dangerously.  Now with 2017 readying for us in the coming days. Health enthusiasts across the country are in the midst of this holiday season making preparation the new plans for the year.

And, yes, it is deva-ju time to start the making resolution thing over again


Recent news reports tell us that less than 1/10 of people who make New Year’ resolutions actually succeed. Though this is not exactly earth shattering news nor suprising—most of us are after all, being faithful to insanity, being habitual good or bad and always repeating the same actions but expecting a new result.

But like me, and you want to start doing the best ways to do this resolution exercise, consider the follow tips that will or might even change your life perspective and hopefully a better future for your small business instead.

Firmly decide that 2017 will forever be known as the year you established a good new year resolution wishes. You can do it in 4 proven steps.

  1. Know your own health goals

Goals ought to be modest, clear, require several actions and allows for zig-zags and ups and downs, easy and less than 4 and personalized. Any more is formula for super beings who like Huckleberry Finns says keep it simple, we don’t need more than our hands to count. Now with that number one done, you are done the easiest tip on resolutions making that will work for  you.

2.   Establish your own health indicators

In other words the goals must be observable, not so unseen or wishy-washy improvements. That way you can chart your progress and that will lead to other improvements in relation to this. Rome wasn’t built in a day. It must begin with planning, quarrying stone and building the foundations, structures before finally the roads in that order.

3.   Maintain a Good Charting records

Success begins to flow when the basics of history charts are done correction. This is vital for future management and maintenance. Besides the charts serve as measurement to ensure plans and progress proceed in accordance to original wishes.

4.   Know Your  Results and Review them oftern

When the proper records stop, we can begin the analysis of how and where our training has done for us. It allows us to refer history and review and compare if we are progressing in the right direction and timing. Thus effectiveness of our program can be in order so that we achieve our final objectives.

We’re grateful that you’re joining us in that keeping fit, and wish nothing but the best for your and yours as 2017 unfolds. Happy New Year.

Money equal happiness: How money works

People love money. But, people love easy money even more as money equals happiness says it all. As you grow older and start thinking about taking an early retirement, you naturally begin to wonder if you will be able to afford it. After all, you need money to live, money is life, and enjoy the comforts to which you have become accustomed. But, where will that money come from? Do you have a way to generate income? Even better, do you have a way to generate a passive income without putting a lot of effort into it? Besides money, remember health is more important, this is how to correctly choosing the right exercise equipment, click here for FREE e-book

If you are searching for a simple way to draw in more wealth and money into your life, start by obtaining a money plant tree. This attractive indoor plant is commonly used as a Feng Shui tool to assist with personal finance. The way it looks has special significance and is great in any area of the home or business. It also goes by its botanical name ‘pachira acquatica’ and is actually not naturally shaped the way it is. This particular plant is a combination of several plants with intertwined stems that look like they have been braided. It had been first created in the 1980’s and grew in popularity internationally for its symbolism of the five elements in Feng Shui.

The most effective places for the money tree are areas that have anything to do with money or wealth. For example in a home, the desired spot for this plant is near a safe deposit box. Businesses would benefit from having this plant near its cash register. A particular room in a home that may need a money tree is the home office. It is where you conduct business so it definitely doesn’t hurt to have an abundance of funds in this particular area. Money trees are wonderful gifts for anyone who is starting a brand new business.

These plants are relatively easy to care for. They can grow to 7 inches and have an incredibly long lifespan. Regular watering and a little bit of sunlight is all that is needed to take care of them. Direct sun exposure is bad, since it will dry out the leaves so keep them in areas with dim lighting. Water the money trees just enough each time and let the soil dry out before watering again. Excessive water will cause the leaves to brown and fall off. Avoid misting the leaves directly as that causes the leaves to fall out as well. With the proper care and right location, these plants are likely to be just what you need to generate the type of success you have been hoping for.   

Money management way to personal financial freedom

If we all had the money making skills, talent, perseverance the mindset and the ambition and everything else it takes to be rich we could all be rich, what a wonderful dream that is and yet we have not all chosen that path and that is where many people have a feeling of scarcity of money in their life. Besides money, remember health is more important, this is how to correctly choosing the right exercise equipment, click here for FREE e-book.

Proper financial management reduces wasteful spending, but it also increases financial organization. Eliminating overdrafts and late fees, frees up household funds for the occasional splurge. Good budgeting can’t be successful if everyone involved always feels deprived.

Once you have more money than you need to keep body and soul together (or whatever your life style is), you have investment capital. Then you must use some spare time to manage that investment capital for maximum Return On Investment (ROI) during the rest of your earning life, constantly (or periodically) adjusting the balance between the time you spend earning money, and the time you spend managing the money you continue to invest.

Now, your risk of losing everything can never be completely 100% eliminated, even with conservative strategies. If you flip enough coins, eventually you’ll get a very rare event such as 100 heads in a row. However, you’ll also get 100 tails in a row. The idea is that you have a strategy that yields you more when you win, and/or wins more than it loses. in this case there will be several losses in a row, but there will also be several wins in a row. If you manage your money properly, you will still have enough money if you get several losses in a row, to be able to more than make up for it when you get several wins in a row. If you are forced to limit the amount of capital after so many losses, that you cannot invest with the same amount after the losses, you may be unable to win enough to make up for those losses. The idea is to keep your investments small enough to limit the chances of that happening. Although almost nothing is a sure thing, by using proper money management, you tip the odds in your favor.

When you take out a consolidation loan you can make financial management far easier, and this can make a big difference in many ways. You can reduce the amount that you are paying out each month by replacing a range of higher interest debts with one low interest loan, and you will find that budgeting is less stressful and less time consuming, as you will only have one loan and one creditor to deal with. You use your personal finance consolidation loan to pay off your smaller, more expensive debts, thus streamlining your finances.

Conclusion: Scarcity of money starts in the mind and manifest in your reality because of the thinking you were introduce to and you can recreate a new pattern of thinking now.   

My top new year solution for 2016

I want my resolutions to be spiritually based next year. So I have decided that I am going to create Christmas resolutions instead of New Year resolutions. Maybe that will help me stick to them longer! All kidding aside, I am tired of creating resolutions that sound good over a cocktail during a New Year’s Eve party but don’t really help increase meaning or financial freedom in my life.

Besides resolutions here’s a side info, on how to correctly choosing the right exercise equipment, click here for FREE e-book.

Why so rare in up-keeping our top resolution? Because many year end resolutions are made as a cultural custom—it’s what we “do” every year at this time. And for the majority, the custom of breaking a resolution is as strong a part of the tradition as making it.

When we made our weight loss resolutions, we knew we had to start or maybe even start again. Sometimes we don’t know quite where, we just know we have to start.

Most of my resolutions always seem to be ego driven. If I am honest, losing twenty pounds has nothing to do with increasing meaning in my life but instead it is about me wanting to get compliments from others or to be judged better by them. What is funny is that I am catering to what I think that others will feel when they see me. Most people are too busy thinking the about their own wants to truly notice any changes that I make.

The correct resolutions when confronted by our fears and shortcomings only aid in accentuating our greatest nightmares. Sometimes it takes a dare devil attitude to just do it and let hell come forth. Nothing helps than being frank and brutal about out situations and when hell comes loose, we just need to confront the problems as opportunities that came down earlier like manna from heaven or forever close out mind and our mouth forever. Just go sleeping our lives away!

I have had enough of resolutions I can’t keep. So I’m taking a stand. This January 1 begins the dawn of a new age the age of the attainable resolution. Are you with me.

Start your journey to wealth, health and happiness by defining them and stop thinking, meditating and talking about it, Just do it. It doesn’t have to be 1st January as it’s a life long journey and it can start today, tomorrow or that damn date. Who cares but you anyway, but just start, just start and tell me about it not end of 2016 but every month and that’s to ensure you are reminded of your promise and what actions or no actions you have taken to improve yourself.   

Financial freedom is personal money mastery success

Financial freedom is the general concept of freedom refers to the absence of coercion, a situation in which we can make choices from among all available options. Besides finance, we need to take care of our body first, this is how to correctly choosing the right exercise equipment, click here for FREE e-book.

Financial independence is something that is sought by many people. Most people think that big money can only be achieved by someone with a ton of experience or a very expensive college degree. This is not the case; anyone with any level of experience can achieve and maintain financial freedom. There is one thing that everyone does need however to achieve and maintain freedom and that is desire.

Financial freedom is a topic that is of interest to every one. Almost all of us are in search of a foolproof plan for financial freedom. One can get many suggestions on this regard from others. One person may advise you to look for job change. You may get a suggestion from another about beginning a small at home business. Some people try to enrich their knowledge about the stock market, real estate market and other investment opportunities in their endeavor for financial freedom.

Personal financial does not necessarily require full degrees that can costs thousands of dollars. Sometimes the best experience may come in the form of hands on form. You can learn some of the most valuable tools when you are actually applying them. College can take many years away from your life and these are years you can actually be making money and creating your own independence.

Financial freedom can be achieved if you will get the panels in a gutsy way. By having them at your home say goodbye to the haunting of electric bills monthly.

With the financial freedom we face when we earn more money than we spend. Work time under certain conditions is able to provide us with such a situation. But what if our personal freedom? After all, we need to accomplish, every day for 8 hours at the employer? Reconcile financial freedom and personal liberty can only passive income.

The road towards financial freedom is an arduous journey that require one’s personal evaluation of his financial status in the very first instance. After which, it is only by harnessing the power of passive income can one ever hope to achieve it in his lifetime.

In your journey to financial freedom, despise not the days of small beginnings. Start with your savings as seed capital. Your biggest asset is your brain. Through creative thinking, you solve all money riddles you face on the road to growing your business. You need to think outside the box, and keep an open mind.   

Personal finance for your retirement

Everybody should handle his or her personal finance with planning, especially retirement planning; it will be very helpful from a single person to a family. Most people receive a payment weekly or bi weekly from a job or business and then pay their bills every month. There are many types of expenses such as food, gas, cars, rental, mortgage payment, utilities, entertainment, medical, insurances, clothing, phone, internet, credit cards, and others. People will need to pay attention to the incomes and expenses to try to keep their total of the expenses below their incomes, or their income actually covering the expenses. You should review the personal finance at least once a month. Besides finance the next important subject is health, this is how to correctly choosing the right exercise equipment, click here for FREE e-book.

The bottom line is personal finance has become more complicated. Teaching them age appropriate lessons now could save them from the pitfalls of the next inevitable recession. It may be a good idea to take your children to a local bank or financial lending institution with you the next time you go. This will provide them with a one on one banking experience so they can better inform themselves for their first loan. Teaching them about finances while they are still young is the best way to ensure that children become financially responsible adults.

It is never too early to teach kids about personal finance tips. Many elementary schools are coaching children about money. They encourage students to set up a store of their choice and allow them to ‘do business’ with one another. Fake money and creative imaginations have gone a long way. These children see the results of how quickly their fake money disappears from spending too much or from making bad business choices. In kindergarten, these lessons begin by teaching needs versus wants.

In today’s financial climate, personal fiscal responsibility is more important than ever. Knowing how much money you have, the liquidity of your assets and being able to successfully manage you assets is essential. However, it seems that these are not skills that our educational institutions place much value upon. While math and science courses are staples and graduation requirements in our high school curricula, arguably more applicable personal finance software or courses are not. Perhaps that is why many students are feeling increasingly unprepared to make the crucial financial decisions that they face upon graduation. A key aspect of understanding personal finance is comprehending the basics of accounting. Therefore, it is my opinion that at least one basic accounting course should be a requirement for all high school students. Below I will briefly outline several basic concepts that should help give interested readers an overview of accounting.

After doing this, your personal finance news become relatively simple. The hardest part is sticking with the list and making sure everything that is considered a necessity is met. After one has an understanding of their monthly needs versus their monthly income, he or she should also add an amount of savings to the list that contains the must pay bills.   

Spiritual retreats to feel renewed and energized with nature

Spiritual retreats can help you get much needed rest including meditation, refocus your mind, assess your life and make positive changes. Attending the right spiritual retreat can change the way you look at your life and direct you to make necessary changes. However besides retreats, it is important for our health to correctly choosing the right exercise equipment, click here for FREE e-book.

These spiritual retreats or then some other wellness retreats are the ones which are a perfect platform to develop all the many hidden talents you may have. This is where you can build creative skills such as singing, painting and other such skills. At these retreats there are lot of programs and workshops carried out.

Activities at spiritual retreats are aimed at holistic growth and development. You will find plenty of organized activities that will strengthen your mind and body. Eat healthy food and exercise during the day. Physical wellness is a key factor of your spiritual well being. If you are physically ill or unfit, you will be unable to concentrate on your mind.

One of the very common workshops that is held at these healing retreats is yoga workshop. This is where you will be able to get right training through the professionals. At the wellness retreat you will be trained for different breathing techniques and other postures which can relax your body and mind well. With all these things there will be optimistic outcome in your body and at the same time it will offer perfect relaxation which is often not gained in the routine life.

The advantages of spiritual retreats are best felt when you can physically go away to a beautiful and isolated venue to meditate and reflect on your life. Sometimes removing yourself from the place of your worries and anxiety can solve half your problems. Getting away can give you much needed distance from your life to gain clarity and focus. Most people can usually get away for a weekend retreat trip but there are longer retreats too.

Another  type or modern retreats is where usually no vacation time required. Virtual retreats are generally scheduled on weekends for the convenience of the participants. Even if a virtual retreat falls on a Friday or Monday, fewer days will be missed because travel time is reduced to zero. Savings estimated: workday earnings x days missed

The comfort (and savings) of home. Since virtual retreats are held via the internet and telephone, there is no need to leave home. That means women can sleep in their own bed at night, enjoy their own food and even avoid kennel fees for beloved pets. Savings estimate: $200 for food; $200 for boarding pets.   

Meditation Is The Gateway To Super-health Powers

Meditation is a tool used to access your intuition, to connect with your spirit guides, the Universe, Angels and many other entities. It allows us to find deep relaxation, relieve tension and stress and find the answers that we are seeking. Beyond mental practices, our body also need physical exertions to fine-tune and grow even into retirement, get this right on how to correctly choosing the right exercise equipment, click here for FREE e-book.

Meditation techniques can help to bring calmness and alleviate problems associated with stress. One important technique is the Concentration Method. As you focus on one particular object, everything else in the room will disappear. With many people, stress and problems will also disappear for a while. Repeat this exercise, whenever you want a break from problems and stressful situations. Meditation practices aren’t really easy though. Clearing the mind of extraneous thought is difficult, and all thought even more so. Learning how to do meditation will take some time and hard work. It also strengthens the immunity of the body thus restoring body’s abilities to fight certain and several problems like blood pressure and lowers the cholesterol levels organically.

Meditation, quite rightly, has an image of relaxation, peace and quiet, and many may interpret this as meaning meditation can only be for those who have time to laze around half the day. For this reason, those people, such as business executives, who live a pressured life with little or no time to spare, may assume that meditation can never have a place in their lives. That is a shame, as meditation techniques can be quite flexible and quite easy to fit in to a busy day.

Meditation is a process involving self regulation of mind. This practice is mainly followed to get over issues like stress, fatigue and depression. It is believed to have a sobering effect on a person making him more compassionate, generous and patient. The main objective of this process is to forget the world for some time and get immersed in self. Some of the lesser known meditation benefits have been discussed below:

Meditation has proven to relax the mind and relieve off stress. But many people find meditating as a daunting task as they get drifted away and are unable to concentrate. Meditation music is the latest addition that helps overcome this problem.   

The Key To A Financially Stable Retirement

Retirement in 2015 is not what it was in decades past … people retire with lots of energy, many years of life left and the experience that they can put to use in a Career #2, IF they so choose.  For some it will just be the First Retirement!   If you live your life well you will always have new doors available to be opened.  I have no doubt that you will be entering his next phase with the same energy as demonstrated in phase 1! This is how to correctly choosing the right exercise equipment, click here for FREE e-book.


Retirement is not something that comes all of a sudden. It is something that a person knows of from the very beginning. Thus it is very essential to plan your life savings, so that you don’t sit penniless at home the moment you retire. With the change in times and progressments around, life after retirement can be spend in the most beneficial and meaningful way.

Retirement is after endless years of the daily grind, it’s good bye tension, hello pension. No more lying to the boss about “that appointment” or the “I fell down the stairs and broke my arm” excuses. Now it’s time to kick off the shoes, switch on the TV and eat cake (and lots of it) because the gateway to the golden years is nigh.

Retirement also has a different part to it, which is called semi retirement. This is a stage where the person has no other option than to apply for a retirement, as his physical conditions do not allow him to work any more. It could happen in cases where he is either suffering for a disease or has met with an accident.


Retirement Planning acquires added importance because of the fact that though longevity has increased the number of working years havent, so you end up spending the last phase of your life without earning.

A retirement annuity helps to convert the lump sum amount of your personal retirement plan into fixed monthly payments on a regular basis. You can avail a retirement annuity policy as part of a company’s retirement plan. A retiree can also purchase retirement annuities based on the retirement funds obtained from a life insurance company. Now, this outstanding retirement policy brings along a good number of benefits.

Second, revise your financial plan, or produce one. This act can be the most necessary factor you’ll do to give yourself management of your new retirement. This is particularly critical if you’ve got been forced to retire for “negative” reasons. You may need to review the entire gamut: income and outflow, insurance, estate planning, investments, potential government assistance and thus on.

Maintaining management of expenses is a vital part for any retiree, since income tends to be additional limited. Controlling expenses is very crucial for unplanned retirements. Early retirees sometimes face major expenses that will often be gone in traditional retirement: mortgage payments such as a kid’s college expenses. Early retirement to worry for an unwell relative will probably result in money out of pocket expenses for that relative. A spending plan becomes absolutely vital to keeping expenses within line of income.

Last notes, retiring early suggests that additional years of retirement and the costs that associate with retirement. This is often a double whammy as a result of you not solely have a lot of years to acquire however you end up with fewer operating years to fund the retirement. Your later work years are sometimes when you earn your most income and will best sock away for retirement.

Tips For Healthy Living

Making the choice to change your lifestyle is essential if you want to live a healthy and pain free lifestyle. There is no substitute for healthy living, and healthy living comes from making lifestyle changes that affect your complete body and mind. Only by making those important changes can you expect to live a normal, healthy life into your golden years. This is how to correctly choosing the right exercise equipment, click here for FREE e-book.

The choices you make are important to healthy living. If you are one of the many people who has begun to think about what lies ahead for you, it’s time to begin to look toward doing something about it. The choices you make now and in the future will determine how well you will stand up to the perils of life as you approach your senior years. By taking the time to learn some ways you can improve your life now can help you live longer and healthier.

Healthy diet: You should eat healthy foods that have low sugar, saturated fats and reduced salts. The diet what you consume should be rich in fiber content. You should eat fresh vegetables and fruits with your daily meal. If your meal contains cereals and nuts, you can have a healthy living in general. Whatever the foods you consume, the quantity should be in measured size with whole grains. And it should be consumed four or five times a day in small portions, and have a check on weight gain.

Physical activity: Physical activity is highly recommended and very essential for healthy living. If you take care to have mild to normal physical movements in all activities, you can keep your heart and pancreas in good working condition. You will find it easy to control blood sugar levels.   

Let me set the record straight! Diet and exercise guidelines can provide you with a framework for making these healthy changes, but ultimately it’s up to you to devise your own rules and come up with your own strategies for healthy living and health diet. It is not expected of you to grab any article or a report and immediately start following the tactics and strategies recommended. Everyone’s body is different from another.

Other Healthy Living ideas. Health Advices for Computer Users Nowadays, people spend lots of time in front of a computer. After long hours of sitting and no exercise make a dull boy with health issues very soon.